Kotak Indigo Co-Branded Credit Card Launched – Full Features, Benefits & Eligibility (2025)
Kotak Indigo Co-Branded Credit Card Launched in 2025 – Full Details
Explore the features, benefits, and eligibility criteria of the newly launched Kotak Indigo co-branded credit card in 2025. Ideal for frequent flyers and travelers.
In a significant move for travel enthusiasts and frequent flyers, Kotak Mahindra Bank and IndiGo Airlines have launched their first-ever co-branded credit card in 2025. This collaboration is designed to offer maximum travel rewards, flight booking privileges, and exclusive airport perks for IndiGo customers and Kotak cardholders alike.
Let’s explore all the key features, benefits, eligibility, and how this card compares with other travel cards in India.
Key Highlights of the Kotak Indigo Credit Card
- Co-branded partnership between Kotak Mahindra Bank and IndiGo
- Powered by the Visa platform
- Reward system focused on flight bookings and travel spending
- Launch benefits for early users
Top Features
1. 6E Rewards on Every Spend
- Earn up to 15% 6E Rewards on IndiGo bookings via the 6E website or app
- 3–5% rewards on dining, fuel, and travel-related spends
2. Complimentary IndiGo Vouchers
- Welcome bonus: ₹1,500 IndiGo flight voucher upon card activation
- Anniversary benefit: ₹1,000 travel voucher on annual renewal
3. Airport Lounge Access
- 2 complimentary domestic lounge visits per quarter
- Participating lounges in Tier-1 and Tier-2 airports across India
4. Priority Check-in & Free Seat Selection
- Enjoy hassle-free check-in at IndiGo counters
- Complimentary seat selection (for select fare classes)
5. Fuel Surcharge Waiver
- 1% fuel surcharge waived at all petrol stations in India (up to ₹3,500 per month)
6. Travel Insurance Coverage
- Trip delay, baggage loss, and lost passport coverage included
- Coverage of up to ₹1 lakh on flight delays (T&C apply)
Annual Fees and Charges
| Charges | Amount |
|---|---|
| Joining Fee | ₹1,500 + GST |
| Annual Renewal Fee | ₹1,500 + GST |
| Interest Rate on Purchases | ~3.5% per month |
| Late Payment Fee | ₹100 – ₹700 (tiered) |
Waiver: Annual fee waived on spending ₹1.5 lakh or more annually
Eligibility Criteria
- Age: 21 to 60 years (salaried or self-employed)
- Minimum income: ₹25,000/month (may vary)
- Indian resident with a good credit score (700+ recommended)
- Kotak banking relationship preferred but not mandatory
How to Apply
You can apply through the following ways:
- Online:
- Visit Kotak Mahindra Bank’s official website or app
- Navigate to “Credit Cards” → “Kotak Indigo Card”
- Submit KYC documents and income proof
- Offline:
- Visit your nearest Kotak branch
- Ask for credit card application form
- Submit photocopies of PAN, Aadhaar, and salary slips or ITR
Who Should Get This Card?
- Frequent flyers with IndiGo
- Young professionals and business travelers
- Urban users looking for a mix of travel and lifestyle benefits
- People who prefer app-based booking and airport perks
Comparison With Other Co-Branded Travel Cards
| Feature | Kotak Indigo Card | HDFC Diners Club Miles | Axis Vistara Card |
| Airline Partner | IndiGo | NA | Vistara |
| Lounge Access | Yes | Yes | Yes |
| Rewards on Flights | Up to 15% | 5x points | Free flight ticket |
| Welcome Bonus | ₹1,500 voucher | 1000 miles | Premium Economy ticket |
Final Thoughts
The Kotak Indigo Co-Branded Credit Card is a strong new entrant in India’s travel credit card segment. With high-value 6E Rewards, welcome vouchers, and airport benefits, it’s tailor-made for those who frequently fly with IndiGo.
It stands as a solid choice for budget-conscious travelers who want both luxury and rewards packed into one affordable card.
Considering getting the Kotak Indigo card? Make sure your spending habits align with the reward structure. For more reviews on Indian travel credit cards, stay tuned to our blog.
